BMW iX side view of car charging.

BMW FINANCIAL SERVICES.

YOUR JOURNEY, MADE SIMPLE.

BMW FINANCIAL SERVICES. YOUR JOURNEY, MADE SIMPLE.

ON EVERY ROAD, WITH YOU EVERY MOMENTTM.

BMW Financial Services

At BMW Financial Services, we believe your journey isn’t something you should take alone. We’re here to support you throughout your entire ownership experience, with lease and financing solutions tailored to your needs, convenient online tools to help you get behind the wheel, and thoughtful protection products to ensure lasting peace of mind.

The Ultimate Driving Experience® starts now, and we’re with you – every moment of the way.

BMW FINANCIAL SERVICES: LEASE, FINANCE, AND OWNERSCHOICE® COMPARISON.

LEASING.
FINANCING.
OWNERSCHOICE FINANCING[1].
Attractive monthly payments.

Full ownership.

Optional deposit with monthly payments and a final “Balloon Payment”. 

Hassle-free driving pleasure.

Customized financing packages.

Flexible refinancing options for the “Balloon Payment” due on the Scheduled Final Payment Date.

Drive the latest BMW.

Keep the BMW you love for a longer period. 

Keep the BMW you love for a longer period. 

Short-term commitment (24 months to 48 months).

Unlimited mileage. 

Unlimited mileage.

Option to make the BMW yours at the end of the lease term with attractive lease buyout financing options.

End-of-term options: Keep your BMW (pay the Balloon Payment or Finance it) or trade-in your BMW.

Learn More
Learn More
Learn More

BMW FINANCIAL SERVICES: LEASE, FINANCE, AND OWNERSCHOICE® COMPARISON.

LEASING.

LEASING.

FINANCING.

OWNERSCHOICE FINANCING.

Attractive monthly payments.
Full ownership.

Optional deposit with monthly payments and a final “Balloon Payment”. 

Optional deposit with monthly payments and a final “Balloon Payment”. 

Hassle-free driving pleasure.

Customized financing packages.

Flexible refinancing options for the “Balloon Payment” due on the Scheduled Final Payment Date.

Flexible refinancing options for the “Balloon Payment” due on the Scheduled Final Payment Date.

MORE BMW FINANCIAL PRODUCTS AND SERVICES.

BMW Financial Services man in front of BMW charging

BMW PROTECTION PRODUCTS.

Enjoy peace of mind on all life’s roads, with a comprehensive range of protection products that are as thoughtfully designed as your BMW.
BMW Financial Services man with BMW i3 on charging station

LOYALTY OFFERS.

Loyalty has never been so rewarding. Discover exclusive offers to take your BMW journey in an exciting new direction.
Man looking at his My BMW app

MY BMW ACCOUNT.

Tap into the ultimate convenience. Manage your BMW Financial Services Account conveniently and securely from the My BMW App[2].
woman standing beside BMW

ELECTRIC HUB.

BMW Financial Services provides various leasing and financing options to make your BEV and PHEV dreams a reality.
BMW Financial Services couple in front of BMW in a building

SPECIAL OFFERS: FIND YOUR DREAM BMW.

Your new dream BMW is only a click away. Discover our attractive BMW models and latest special offers.

SPECIAL OFFERS: FIND YOUR DREAM BMW.

Your new dream BMW is only a click away. Discover our attractive BMW models and latest special offers.

BMW Financial Services men laughing and sitting in BMW

YOUR NEW BMW. YOUR BUDGET.

Find new vehicle offers that match your desired monthly payment range.
BMW Financial Services man in BMW on the street

PRODUCT CONFIGURATOR.

Explore all BMW models available.
BMWs in the desert

BMW NEW INVENTORY.

Explore our New Vehicle Inventory to find what’s best for you.
BMW Financial Services men laughing and sitting in BMW

BMW PRE-OWNED INVENTORY.

Explore our Pre-Owned Vehicle Inventory to find what’s best for you.

Get started

FAQ: FREQUENTLY ASKED QUESTIONS ABOUT BMW FINANCIAL SERVICES.

  • What is BMW Financial Services?

    BMW Financial Services is a financial services provider offering BMW automobile financing, leasing, and protection product solutions and services to BMW customers.

  • Can I access my BMW Financial Services account online?
  • What is the contact information for BMW Financial Services?
  • What products does BMW Financial Services offer?
  • What are the main differences between BMW Leasing and BMW Financing Products?

BMW FINANCIAL SERVICES: HOW CAN WE HELP YOU?

BMW Financial Services man insde of a BMW

LEASE OR FINANCE?

Lease, Finance, OwnersChoice®: find out which BMW Financial Services product is the right option for you.
BMW Financial Services man leaning against BMW

MY BMW ACCOUNT.

Accessing your BMW Financial Services Account has never been easier. With the self-service features, you can manage your financing easily all in one place.
BMW Financial Services man sitting in BMW and woman with smartphone

CONTACT US.

Our Customer Interaction Centre is here for you, Monday to Thursday from 9:00am to 8:00pm ET, and Friday from 9:00am to 6:00pm ET via telephone, or 24/7 via the Secure Message Centre.
BMW Financial Services man and woman photographed through car window of a BMW

END OF LEASE INFORMATION.

The Road Ahead is waiting. Explore your lease maturity options, and get all the information you need on the lease end process.