Our tool for managing your permission to our use of cookies is temporarily offline. Therefore some functionality is missing.
BMW FINANCE.
The easy way to own a BMW.
Owning a BMW has never been easier. BMW Financial Services will offer you the right finance option to match your financial requirements, whether you prefer lower payments combined with a balloon payment at the end of the contract, or fixed equal payments to keep your financial planning stable. You have the option to choose between the BMW Standard Finance, and BMW OwnersChoice®[1] financing product that best suits your needs.
Owning a BMW has never been easier. BMW Financial Services will offer you the right finance option to match your financial requirements, whether you prefer lower payments combined with a balloon payment at the end of the contract, or fixed equal payments to keep your financial planning stable. You have the option to choose between the BMW Standard Finance, and BMW OwnersChoice®[1] financing product that best suits your needs.
BMW FINANCIAL SERVICES FINANCE PRODUCT COMPARISON.
STANDARD FINANCE. | OWNERSCHOICE® FINANCING[1]. |
---|---|
Vehicle ownership: down payment + monthly payment. | Vehicle ownership: down payment + monthly payments + final payment |
Unlimited mileage. | Unlimited mileage. |
Fixed monthly payments. | Flexible down payment. |
Longer-term financing options. | Refinancing options for balloon payment. |
BMW STANDARD FINANCE.
An Obvious Choice
The BMW Standard Finance option is straightforward and perfectly suited to many buyers. We offer competitive interest rates and contract terms from 24 to 84 months (varying by model year) that combine with a wide range of down payment options, and you are free to choose weekly, bi-weekly or monthly payment options. Talk about a simple yet flexible option. Sometimes the best choice is the obvious one.
Contract Terms
24, 36, 48, 60, 72 or 84 months, depending on the vehicle model year.
FAQ: FREQUENTLY ASKED QUESTIONS ABOUT BMW STANDARD FINANCING.
How does BMW Standard Financing work?
BMW Standard Financing is a simple, and flexible finance option with regular fixed monthly, bi-weekly, or weekly payments, with equal payments throughout the entire term. If all payments are made as required, the vehicle should be paid in full by the end of term.
What conditions are available for BMW Standard Financing?
BMW Standard Financing requires customer’s creditworthiness, and the credit risk criteria have to be fulfilled.
What interest rate applies to BMW Standard Financing?
The interest rate for BMW Standard Financing is a fixed rate and depends on the BMW program offers, choice of the BMW model, any loyalty offers available for existing or returning customers, and the term of the contract.
Is there a right of return at the end of BMW Standard Financing?
No, there is no right of return with BMW Standard Financing.
Can the payments with BMW Standard Financing be customized to my needs?
Yes, they can. The monthly payments for BMW Standard Financing can be customized according to the term, down payment, and interest rate.
BMW OWNERSCHOICE® FINANCING.
Keep your expectations high and your payments reasonable. The BMW OwnersChoice®[1] option from BMW Financial Services lets you own the BMW of your dreams, by lowering your monthly payment and making a larger final payment at the end of term (a balloon payment).
Contract Terms
24, 36, 48, or 60 months, depending on the vehicle model year.
FAQ: FREQUENTLY ASKED QUESTIONS ABOUT BMW OWNERSCHOICE® FINANCING.
What is BMW OwnersChoice Financing?
What conditions are available for BMW OwnersChoice Financing?
BMW OwnersChoice Financing requires customer’s creditworthiness, and the credit risk criteria have to be fulfilled.
What interest rate applies to BMW OwnersChoice Financing?
The interest rate for BMW OwnersChoice Financing is a fixed rate and depends on the BMW program offers, choice of the BMW model, any loyalty offers available for existing or returning customers, and the term of the contract.
Is there a right of return at the end of BMW OwnersChoice Finance contract?
No, there is no right of return with the BMW OwnersChoice Financing. Customers have the option to pay in full or refinance the balloon payment.
How large is the final “Balloon” payment with BMW OwnersChoice Financing?
The final payment for BMW OwnersChoice depends on the term of the contract and the choice of BMW model.
Can I refinance the Balloon payment?
Yes, you can refinance the Balloon payment[4]. BMW Financial Services offers attractive refinancing rates for Balloon payments. Please contact your preferred retailer for more details.